About Us
20+ Years Helping Businesses Get the Right Cover
Since 2005, we've built insurance comparison platforms across international markets. Today, we bring that global expertise to New Zealand — with a portfolio spanning 30+ insurance products and a single focus: saving our clients time and money.
We believe every business deserves transparent, expert insurance advice without commission pressure or hidden fees. That's why we built a service that puts your interests first — always.
Years of Experience
Since 2005 across international markets
Insurance Products
From public liability to cyber cover
International Markets
UK, Europe, Australia & New Zealand
Businesses Protected
Across New Zealand alone
Broker Fees
Transparent, commission-free service
NZ Insurer Partners
All ICNZ-registered providers
Our Mission
At Public Liability Insurance, we believe that every NZ business deserves access to quality insurance without the hassle, confusion, or excessive costs that come with traditional insurance shopping.
Our mission is to simplify the process by connecting businesses with the right coverage from trusted providers — making protection affordable, transparent, and straightforward.
With over two decades of experience across international markets, we've learned that the best outcomes come from putting the client first, comparing honestly, and never charging hidden fees.
What We Stand For
Four principles that have guided our business since day one.
Independent
We're not tied to any single insurer. We compare options from all major providers to find you the best deal.
NZ-Focused
Our NZ team understands the local insurance market, legislation, and the specific risks Kiwi businesses face every day.
Transparent
No hidden costs, no surprise exclusions, no commission. We explain exactly what you're getting and why it's the right fit.
Experienced
Two decades of insurance expertise across four international markets means we've seen every scenario and know what works.
Our Journey
From a specialist advisory firm in the UK to a 30+ product platform serving New Zealand businesses — here's how we got here.
United Kingdom
Where It All Began
Founded as a specialist insurance advisory firm in the United Kingdom, providing commercial liability guidance to small and medium businesses across the UK market.
United Kingdom
Where It All Began
Founded as a specialist insurance advisory firm in the United Kingdom, providing commercial liability guidance to small and medium businesses across the UK market.
United Kingdom
Expanding Through Adversity
During the global financial crisis, demand for affordable, transparent insurance advice surged. We expanded our product range and helped hundreds of businesses restructure their cover to reduce costs without losing protection.
United Kingdom
Expanding Through Adversity
During the global financial crisis, demand for affordable, transparent insurance advice surged. We expanded our product range and helped hundreds of businesses restructure their cover to reduce costs without losing protection.
United Kingdom & Europe
Going Digital
Launched our first online comparison platform, allowing business owners to compare quotes from multiple insurers in minutes rather than days. Adoption was immediate — digital enquiries overtook phone within 12 months.
United Kingdom & Europe
Going Digital
Launched our first online comparison platform, allowing business owners to compare quotes from multiple insurers in minutes rather than days. Adoption was immediate — digital enquiries overtook phone within 12 months.
Australia
International Expansion
Opened operations in Australia, bringing our comparison model to the APAC market. Partnered with major Australian underwriters to offer tailored commercial insurance products for trades, hospitality, and retail.
Australia
International Expansion
Opened operations in Australia, bringing our comparison model to the APAC market. Partnered with major Australian underwriters to offer tailored commercial insurance products for trades, hospitality, and retail.
UK, Australia & Asia
Broadening the Portfolio
Grew our product range to over 20 insurance categories — from public liability and professional indemnity to cyber liability, directors' insurance, and specialist trade cover. Built dedicated teams for each product vertical.
UK, Australia & Asia
Broadening the Portfolio
Grew our product range to over 20 insurance categories — from public liability and professional indemnity to cyber liability, directors' insurance, and specialist trade cover. Built dedicated teams for each product vertical.
New Zealand
Arriving in New Zealand
Established our New Zealand presence, recognising the unique needs of Kiwi businesses. Partnered with ICNZ-registered insurers and local brokers to deliver the same transparent, no-commission comparison service tailored to the NZ market.
New Zealand
Arriving in New Zealand
Established our New Zealand presence, recognising the unique needs of Kiwi businesses. Partnered with ICNZ-registered insurers and local brokers to deliver the same transparent, no-commission comparison service tailored to the NZ market.
International
30+ Products, One Platform
Reached the milestone of 30+ insurance product categories across our platform. Launched dedicated sector-specific microsites for industries including construction, education, hospitality, and events.
International
30+ Products, One Platform
Reached the milestone of 30+ insurance product categories across our platform. Launched dedicated sector-specific microsites for industries including construction, education, hospitality, and events.
New Zealand
NZ-Focused Growth
Doubled our NZ advisory team and expanded partnerships with regional brokers across Auckland, Wellington, Christchurch, and regional centres. Introduced personalised risk assessments for NZ-specific compliance requirements.
New Zealand
NZ-Focused Growth
Doubled our NZ advisory team and expanded partnerships with regional brokers across Auckland, Wellington, Christchurch, and regional centres. Introduced personalised risk assessments for NZ-specific compliance requirements.
New Zealand & International
Today — Stronger Than Ever
Two decades of experience across international markets now powers everything we do. Our NZ team combines global insurance expertise with deep local knowledge to deliver the best possible outcomes for Kiwi businesses.
New Zealand & International
Today — Stronger Than Ever
Two decades of experience across international markets now powers everything we do. Our NZ team combines global insurance expertise with deep local knowledge to deliver the best possible outcomes for Kiwi businesses.
30+ Insurance Products
Our portfolio covers every major category of business insurance. Whatever your industry, we can help you find the right protection.
Public liability is our flagship product in New Zealand, but we can help with your full insurance portfolio.
Ask us about any productWhy Businesses Choose Us
We believe we offer the best level of service and support to save our clients time and money.
Fast & Simple Process
Get quotes from multiple insurers in minutes, not days. No complicated forms or endless phone calls.
Expert Guidance
Our team understands NZ insurance requirements and helps you choose appropriate coverage for your industry.
Trusted Partnerships
We work exclusively with ICNZ-registered insurers and established brokers to ensure your protection is legitimate.
Personalised Service
Whether you're a sole trader or a large operation, we tailor our recommendations to your specific needs and budget.
Local Knowledge
We understand NZ regulations, ACC interplay, HSWA requirements, and the specific risks different sectors face.
Real Cost Savings
By comparing options across 15+ insurers, we routinely help businesses save 20–40% on their premiums.
What Our Clients Say
“I spent hours getting quotes from individual insurers. Public Liability Insurance gave me everything in one place. Saved me time and got me a better rate!”
Lisa
Cafe Owner, Auckland
“As a contractor, finding $5M cover at a reasonable price was difficult. They made the comparison easy and found me exactly what I needed.”
Mike
Building Contractor, Christchurch
“Great service. The team explained everything clearly, no jargon, no pressure. I felt confident in my choice.”
Amanda
Retail Manager, Wellington
“Finally, someone who understands the NZ insurance market. The experience and knowledge really shows through.”
David
Business Owner, Hamilton
Our Partnerships & Credentials
ICNZ Registered
We work exclusively with Insurance Council of New Zealand registered providers, guaranteeing consumer protections and dispute resolution access.
NZ Broker Network
Connected with experienced insurance brokers throughout New Zealand — Auckland, Wellington, Christchurch, and regional centres — providing local expertise and personalised support.
International Experience
Two decades operating across UK, European, Australian, and New Zealand markets gives us breadth of knowledge that purely local providers simply can't match.
Ready to Get Covered?
Start your free quote comparison today. It only takes 5 minutes and could save you hundreds on your insurance.
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